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Discussion Starter #1
New to the forum and just purchased a 1984 standard cab s-10 with a 350 and was curious what you v-8 guys did for insurance? My truck was originally a 4 cyl and isn't worth much to the insurance companies regarding a wreck but is show quality. Thanks for any input ladies and gent's!


Tony:thumbup:
 

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Deadbeat
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i had an old dodge shelby charger and it had an aftermarket turbo but i still filed it as a reg 4 cylinder dunno maybe you can get rot rod tags and get a break there
 

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Just claim the truck as having the same engine in it thats on the VIN.

Its easy and saves you money.
 

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LT1 S10 Expert
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Progressive has a thing where you can add "extras" onto your policy, obviously making it more expensive. Unfortunately, it only goes up to $4000 in extras.

Maybe your company has that too...
 

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Get liability insurance with one company. Use the original VIN # for the truck and say its stock, they won't even need to see the truck since their not insuring it. This will get you cheap liability payments.

Then go to another company and insure the vehicle with the extras that you want insured, and insure it as a weekend or show vehicle. They'll apraise it and insure it for that amount.

Now the two prices separately should be less then one combo payment because according to the insurance companies, you're not drive a V8 show truck on a daily basis.
 

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We had our 1985 S-10 with a 327 registered as a 4 cylinder because that is what the VIN number showed. Never had any problems with it. If you tell them you have a V-8 they will consider it as a sports car like a Corvette and charge you a ton for insurance. Just don't drive like a dumba** and you won't have to worry about the insurance.
 

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Deadbeat
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and if you do get into an accident i found that playing dumb and ignorant always is a good tactic :dunno:
 

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CynicX said:
and if you do get into an accident i found that playing dumb and ignorant always is a good tactic :dunno:
Most of the dumbass adjusters don't know the difference in an LT1 and an L35....
 

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Deadbeat
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most adjusters dont really give a crap,...if the accident is your fault on the other hand they'd do anything to get out of it......
 
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