Living On My Own Now

mikedd_87 · 04-23-2012, 09:28 PM

I moved out 2 months after graduating high school, lived in indy for a year and moved back after school, moved out 9 months later after saving some cash, rented for about 3 yeras and I just bought my first house about 9 months ago. I couldn't imagine ever going back to live with mom or dad. They are great and all but you can't beat having your own place.

dannyboy954 · 04-23-2012, 09:53 PM

I've only been a homeowner for 2 years and I'm starting to think that renting is the way to go. I look at all the money and time I've put into the house and really don't think its worth it. Yeah the house is way nicer than it was when we bought it and luckily we're in an area that hasn't been hit by the economy, but I think I'd rather just let someone else do all the work. I'd rather pay an extra an $100 or two on rent and let someone else deal with the headaches and upgrades. I think at this point, I'd rather just save the money I blow on home improvements in the form of cash instead of dumping it into the house. No property taxes, homeowner insurance, etc, to deal with too.

StirFrey · 04-23-2012, 10:12 PM

maybe its where i live, but owning would be so much nicer IMO, i would get a garage, i would get property to do whatever the f i wanted to on, i could take care of my lawn and not think the next person to live here is going to **** up my work to make this place look nice, never have to worry about landlord showing my apt, or about a landlord in general... but like i said, its probably different for where you live...

mesterz2889 · 04-23-2012, 10:15 PM

comics22 · 04-23-2012, 10:40 PM

Quote: Originally Posted by dannyboy954

I've only been a homeowner for 2 years and I'm starting to think that renting is the way to go. I look at all the money and time I've put into the house and really don't think its worth it. Yeah the house is way nicer than it was when we bought it and luckily we're in an area that hasn't been hit by the economy, but I think I'd rather just let someone else do all the work. I'd rather pay an extra an $100 or two on rent and let someone else deal with the headaches and upgrades. I think at this point, I'd rather just save the money I blow on home improvements in the form of cash instead of dumping it into the house. No property taxes, homeowner insurance, etc, to deal with too.

yea my feelings right now. untill i get a job i like thats stable and in an area i like renting is the way for me. im not afraid of doing upgrades or having to fix things but dont have time now haha.

i am done with apartments though. rather have a rental house with a garage or a duplex with garage

Dr.pRymer · 04-23-2012, 10:57 PM

Congrats Cory! Im putting in an offer on my first house tomorrow morning actually.

I get along great with my parents and don't need to move out just want to.

and renting in this area is retarded.

Also for the person asking about rates and down payments The USDA loan im getting requires $0 money down and rate is 3.99% At 1st i was going to get a FDA which required 3.5% down and the rate was 3.75% but the payment is like 150 more than an FDA

Omar's10 · 04-23-2012, 11:38 PM

I probably won't move out for a while, mostly because I'm working my way through college, should have my associates in a year and then start on my batchelor's, I'm 20 btw and my older brother's doing the same thing

But i don't really feel the need to move out probably due to several reasons
1. I get along well with my parents, I do chores around the house and pay some bills, and they let me go out whenever
2. I dont have to do some chores like the laundry, so that gives me time to study and makes my life less stressful
3. We have a guest house with a pool table and mini bar and 2 beds where my friends and can party or have privacy whenever, this helps alot lol

cpolaris502 · 04-24-2012, 12:01 AM

Quote: Originally Posted by dannyboy954

I've only been a homeowner for 2 years and I'm starting to think that renting is the way to go. I look at all the money and time I've put into the house and really don't think its worth it. Yeah the house is way nicer than it was when we bought it and luckily we're in an area that hasn't been hit by the economy, but I think I'd rather just let someone else do all the work. I'd rather pay an extra an $100 or two on rent and let someone else deal with the headaches and upgrades. I think at this point, I'd rather just save the money I blow on home improvements in the form of cash instead of dumping it into the house. No property taxes, homeowner insurance, etc, to deal with too.

Those are some really good points.

I've only been here 3 days now but am loving it. It's really fun getting do to a lot of things my own way and have more range to put my own stuff in different rooms and stuff. I've always got along great with my brother so it's a lot of fun.

This is his house where I am now. He is 27, bought it 4 years ago for $190k and has had tons of improvements since then.

Garage pic taken tonight.

***beandip*** · 04-24-2012, 12:41 AM

So ****ing jealous of that lawn....

mikedd_87 · 04-24-2012, 05:16 AM

Quote: Originally Posted by cpolaris502

Those are some really good points.

I've only been here 3 days now but am loving it. It's really fun getting do to a lot of things my own way and have more range to put my own stuff in different rooms and stuff. I've always got along great with my brother so it's a lot of fun.

This is his house where I am now. He is 27, bought it 4 years ago for $190k and has had tons of improvements since then.

90blueS10 · 04-24-2012, 05:19 AM

id like to see pics of your brothers car not in the garage.

cpolaris502 · 04-24-2012, 06:27 AM

That can be arranged.

The yard took a lot of work when he first got it. It's coming in pretty nice now.

MINTSICK · 04-24-2012, 11:30 AM

That was only $190k with that kind of lawn, **** me! That looks really nice dude congrats.

doored454 · 04-24-2012, 01:23 PM

You young f*cks getting houses is really starting to motivate me to get my ass in gear. I think its time to sell the lifted truck and pay some shit down and get the ball rolling on being a grown-up.

BDT00Buckshot · 04-24-2012, 01:41 PM

The best way to buy a house is a foreclosure. I picked mine up for 75k put close to 25k into it, remodeled the kitchen, laundry, both bathrooms, painted inside and out, did a patio, all new appliances, the only thing left is doors and carpet. Last time it sold for 130k without the upgrades. Neighbors house just sold for 125 so the economy hit it a little but my mortgage, insurance, etc. is cheaper than any decent place to rent by at least $200.

My dad does home improvement so I did all the work myself or with his help and the $7500 from the new home buyers was a nice gift to include in the 25k worth of upgrades! I could sell it under market value and still make 40k. The trick is knowing what to look for, and doing things yourself.

blazinjake · 04-24-2012, 02:50 PM

Dammit all to hell... i try my best not to envy someone else but damn! nice ass house!

I moved out of my ma's house when she started bitching about me paying rent...but wanting me to do all of the chores (I say all because she would get off work... fix her dinner go lay in bed and eat it and go to sleep...that is it... no exaggeration..) and wanting me to abide by curfew (10 pm) and do shit as she says... so i told her to shove it and left... went and lived with whom is now my wife.. which i'd only known for about a month... in her college apartment and stayed for a year... problem was it had to be secret because if the apartment folks had of found out me and the wife would have been kicked out and fined $1500 each... but we've since moved out of there, and am doing alot better....

blazinjake · 04-24-2012, 02:51 PM

btw her house now for the past 5 years has looked like a house off the show hoarders... I hate it for her but i've got my own shit...

~~hee-haw~~ · 04-24-2012, 03:23 PM

cpolaris502, that house is gorgeous man! i dont live with my parents.... worst: i live with the inlaws now... am in the market for a house though!

illest G · 04-24-2012, 03:45 PM

haha i lived with my inlaws. i hated it

~~hee-haw~~ · 04-24-2012, 03:58 PM

yea, it sucks. they are alright, but still it is not cool

gunther19820 · 04-24-2012, 05:32 PM

Quote: Originally Posted by The Griff

Learning to cook is one of the best things I've ever done. I've saved soo much money by cooking my own meals, it's rediculous. Get a grill and start there

this man!
I love cooking... it is kinda relaxing, and it is nice to expand my horizons..

cpolaris502 · 04-24-2012, 06:07 PM

Just to clarify again. That is not MY house in the picture. My brother owns it.

deeznutz · 04-24-2012, 06:15 PM

Your brother is a bauss

mesterz2889 · 04-24-2012, 07:10 PM

more pics of your brothers car damnit!

556mm · 04-24-2012, 07:43 PM

He must have a badass riding lawnmower. Can you imagine cutting that shit with a push mower

RedNoma · 04-24-2012, 10:52 PM

Got married and moved out at 21. Filed for divorce and moved back temporarily at 23.

Quote: Originally Posted by Debonair

For those that bought their houses at 18-23, what % of the house did you put down?

My Parents gave me a 1-1/3 acre lot off their farm. I was going to build, but my wife at the time was in a rush and I was dumb enough to let her talk me into getting a $73k double wide. We used the land as collateral.

cpolaris502 · 04-24-2012, 11:28 PM

Lol, yeah a riding lawn mower. 1994 John Deere 425, same as my dad's. It rules.

Camaro Turbo Build Thread: http://www.theturboforums.com/smf/th...-through-carb/

Camaro pictures

***Sonomanclature*** · 04-25-2012, 12:55 AM

Board, I'll add.

moved out at 19, stayed at a buddies for the winter kept his bills paid whilst he was in Jail that way he could come back to a house at least, then back to myrents in the spring @19.

Moved out again @ 20, 800 miles to Lansing MI, stayed with my cousin and his at that time fiance, jobless for 6 months, she hated me and the feeling was mutual, moved form there @ 20 lived with an Ex for a year then moved back to Lansing @ 21.

Then bounced around from Lansing MI to Lake Odessa MI to East Lansing MI between age 21-22 staying at friends & family houses since my roommates got me evicted one weekend.

Moved to Colorado @ 22 living with my Fiance and her mother. So essentially I live with my parents....

midnightbluS10 · 04-27-2012, 11:01 PM

My pregnant gf and I just got our own place. Moving in this weekend. I can't wait. Not my first time moving out, though. I moved back home two years ago when my mom found out she had breast cancer. I took her to every chemo and radiation treatment, helped around house, with bills, etc...

04-23-2012, 09:28 PM	#51
mikedd_87 scrapes speedbumps Age: 25 Join Date: May 2006 Posts: 1,698 Location: Ohio User is: OffLine	Re: Living On My Own Now I moved out 2 months after graduating high school, lived in indy for a year and moved back after school, moved out 9 months later after saving some cash, rented for about 3 yeras and I just bought my first house about 9 months ago. I couldn't imagine ever going back to live with mom or dad. They are great and all but you can't beat having your own place.
	[Reply w/Quote]

04-23-2012, 09:53 PM	#52
dannyboy954 The "D" is silent Join Date: Sep 2002 Posts: 2,275 Location: User is: OffLine	Re: Living On My Own Now I've only been a homeowner for 2 years and I'm starting to think that renting is the way to go. I look at all the money and time I've put into the house and really don't think its worth it. Yeah the house is way nicer than it was when we bought it and luckily we're in an area that hasn't been hit by the economy, but I think I'd rather just let someone else do all the work. I'd rather pay an extra an $100 or two on rent and let someone else deal with the headaches and upgrades. I think at this point, I'd rather just save the money I blow on home improvements in the form of cash instead of dumping it into the house. No property taxes, homeowner insurance, etc, to deal with too.
	[Reply w/Quote]

04-23-2012, 10:12 PM	#53
StirFrey Wondersmith Age: 23 Join Date: May 2008 Posts: 4,417 Location: Mad-Town Wisco. User is: OffLine	Re: Living On My Own Now maybe its where i live, but owning would be so much nicer IMO, i would get a garage, i would get property to do whatever the f i wanted to on, i could take care of my lawn and not think the next person to live here is going to **** up my work to make this place look nice, never have to worry about landlord showing my apt, or about a landlord in general... but like i said, its probably different for where you live...
	[Reply w/Quote]

04-23-2012, 10:15 PM	#54
mesterz2889 resident crybaby Age: 26 Join Date: Apr 2008 Posts: 1,426 Location: nashville User is: OffLine	Re: Living On My Own Now
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04-23-2012, 10:40 PM	#55
comics22 Better post-em. Join Date: Jan 2005 Posts: 8,988 Location: Middle of freakin IL User is: OffLine	Re: Living On My Own Now Quote: Originally Posted by dannyboy954 I've only been a homeowner for 2 years and I'm starting to think that renting is the way to go. I look at all the money and time I've put into the house and really don't think its worth it. Yeah the house is way nicer than it was when we bought it and luckily we're in an area that hasn't been hit by the economy, but I think I'd rather just let someone else do all the work. I'd rather pay an extra an $100 or two on rent and let someone else deal with the headaches and upgrades. I think at this point, I'd rather just save the money I blow on home improvements in the form of cash instead of dumping it into the house. No property taxes, homeowner insurance, etc, to deal with too. yea my feelings right now. untill i get a job i like thats stable and in an area i like renting is the way for me. im not afraid of doing upgrades or having to fix things but dont have time now haha. i am done with apartments though. rather have a rental house with a garage or a duplex with garage
	[Reply w/Quote]

04-23-2012, 10:57 PM	#56
Dr.pRymer Waaaakkaaaa Join Date: Mar 2006 Posts: 5,217 Location: PA User is: OffLine	Re: Living On My Own Now Congrats Cory! Im putting in an offer on my first house tomorrow morning actually. I get along great with my parents and don't need to move out just want to. and renting in this area is retarded. Also for the person asking about rates and down payments The USDA loan im getting requires $0 money down and rate is 3.99% At 1st i was going to get a FDA which required 3.5% down and the rate was 3.75% but the payment is like 150 more than an FDA
	[Reply w/Quote]

04-23-2012, 11:38 PM	#57
Omar's10 Registered User Age: 21 Join Date: Aug 2010 Posts: 198 Location: San Antonio User is: OffLine	Re: Living On My Own Now I probably won't move out for a while, mostly because I'm working my way through college, should have my associates in a year and then start on my batchelor's, I'm 20 btw and my older brother's doing the same thing But i don't really feel the need to move out probably due to several reasons 1. I get along well with my parents, I do chores around the house and pay some bills, and they let me go out whenever 2. I dont have to do some chores like the laundry, so that gives me time to study and makes my life less stressful 3. We have a guest house with a pool table and mini bar and 2 beds where my friends and can party or have privacy whenever, this helps alot lol
	[Reply w/Quote]

04-24-2012, 12:01 AM	#58
cpolaris502 Extended cab or no cab. Age: 24 Join Date: Jul 2005 Posts: 19,330 Location: Otsego, MN User is: OffLine	Re: Living On My Own Now Quote: Originally Posted by dannyboy954 I've only been a homeowner for 2 years and I'm starting to think that renting is the way to go. I look at all the money and time I've put into the house and really don't think its worth it. Yeah the house is way nicer than it was when we bought it and luckily we're in an area that hasn't been hit by the economy, but I think I'd rather just let someone else do all the work. I'd rather pay an extra an $100 or two on rent and let someone else deal with the headaches and upgrades. I think at this point, I'd rather just save the money I blow on home improvements in the form of cash instead of dumping it into the house. No property taxes, homeowner insurance, etc, to deal with too. Those are some really good points. I've only been here 3 days now but am loving it. It's really fun getting do to a lot of things my own way and have more range to put my own stuff in different rooms and stuff. I've always got along great with my brother so it's a lot of fun. This is his house where I am now. He is 27, bought it 4 years ago for $190k and has had tons of improvements since then. Garage pic taken tonight.
	[Reply w/Quote]

04-24-2012, 12:41 AM	#59
*beandip* Tech Mod Age: 25 Join Date: Sep 2006 Posts: 26,491 Location: Cache, OK User is: Online	Re: Living On My Own Now So ****ing jealous of that lawn....
	[Reply w/Quote]

04-24-2012, 05:16 AM	#60
mikedd_87 scrapes speedbumps Age: 25 Join Date: May 2006 Posts: 1,698 Location: Ohio User is: OffLine	Re: Living On My Own Now Quote: Originally Posted by cpolaris502 Those are some really good points. I've only been here 3 days now but am loving it. It's really fun getting do to a lot of things my own way and have more range to put my own stuff in different rooms and stuff. I've always got along great with my brother so it's a lot of fun. This is his house where I am now. He is 27, bought it 4 years ago for $190k and has had tons of improvements since then.
	[Reply w/Quote]

04-24-2012, 05:19 AM	#61
90blueS10 Pizza Technician Age: 21 Join Date: Sep 2007 Posts: 11,919 Location: User is: Online	Re: Living On My Own Now id like to see pics of your brothers car not in the garage.
	[Reply w/Quote]

04-24-2012, 06:27 AM	#62
cpolaris502 Extended cab or no cab. Age: 24 Join Date: Jul 2005 Posts: 19,330 Location: Otsego, MN User is: OffLine	Re: Living On My Own Now That can be arranged. The yard took a lot of work when he first got it. It's coming in pretty nice now.
	[Reply w/Quote]

04-24-2012, 11:30 AM	#63
MINTSICK Gaaoooooo Age: 31 Join Date: Oct 2003 Posts: 12,938 Location: Kingston, NH User is: OffLine	Re: Living On My Own Now That was only $190k with that kind of lawn, **** me! That looks really nice dude congrats.
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04-24-2012, 01:23 PM	#64
doored454 PAGING DR. FAGGOT! Age: 26 Join Date: Mar 2005 Posts: 7,374 Location: Pen Argyl, PA User is: OffLine	Re: Living On My Own Now You young f*cks getting houses is really starting to motivate me to get my ass in gear. I think its time to sell the lifted truck and pay some shit down and get the ball rolling on being a grown-up.
	[Reply w/Quote]

04-24-2012, 01:41 PM	#65
BDT00Buckshot Registered User Age: 27 Join Date: Aug 2009 Posts: 442 Location: Indianapolis IN User is: OffLine	The best way to buy a house is a foreclosure. I picked mine up for 75k put close to 25k into it, remodeled the kitchen, laundry, both bathrooms, painted inside and out, did a patio, all new appliances, the only thing left is doors and carpet. Last time it sold for 130k without the upgrades. Neighbors house just sold for 125 so the economy hit it a little but my mortgage, insurance, etc. is cheaper than any decent place to rent by at least $200. My dad does home improvement so I did all the work myself or with his help and the $7500 from the new home buyers was a nice gift to include in the 25k worth of upgrades! I could sell it under market value and still make 40k. The trick is knowing what to look for, and doing things yourself.
	[Reply w/Quote]

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04-24-2012, 02:50 PM	#66
blazinjake Finally Bagged!!! Age: 27 Join Date: Jan 2007 Posts: 2,268 Location: Ashburn, Georgia User is: OffLine	Re: Living On My Own Now Dammit all to hell... i try my best not to envy someone else but damn! nice ass house! I moved out of my ma's house when she started bitching about me paying rent...but wanting me to do all of the chores (I say all because she would get off work... fix her dinner go lay in bed and eat it and go to sleep...that is it... no exaggeration..) and wanting me to abide by curfew (10 pm) and do shit as she says... so i told her to shove it and left... went and lived with whom is now my wife.. which i'd only known for about a month... in her college apartment and stayed for a year... problem was it had to be secret because if the apartment folks had of found out me and the wife would have been kicked out and fined $1500 each... but we've since moved out of there, and am doing alot better....
	[Reply w/Quote]

04-24-2012, 02:51 PM	#67
blazinjake Finally Bagged!!! Age: 27 Join Date: Jan 2007 Posts: 2,268 Location: Ashburn, Georgia User is: OffLine	Re: Living On My Own Now btw her house now for the past 5 years has looked like a house off the show hoarders... I hate it for her but i've got my own shit...
	[Reply w/Quote]

04-24-2012, 03:23 PM	#68
~~hee-haw~~ Banned Join Date: Sep 2011 Posts: 1,099 Location: your mind User is: OffLine	Re: Living On My Own Now cpolaris502, that house is gorgeous man! i dont live with my parents.... worst: i live with the inlaws now... am in the market for a house though!
	[Reply w/Quote]

04-24-2012, 03:45 PM	#69
illest G Negative 10 Age: 25 Join Date: May 2007 Posts: 22,340 Location: vacaville User is: OffLine	Re: Living On My Own Now haha i lived with my inlaws. i hated it
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04-24-2012, 03:58 PM	#70
~~hee-haw~~ Banned Join Date: Sep 2011 Posts: 1,099 Location: your mind User is: OffLine	Re: Living On My Own Now yea, it sucks. they are alright, but still it is not cool
	[Reply w/Quote]

04-24-2012, 05:32 PM	#71
gunther19820 Longbeds FTMFW Age: 31 Join Date: Feb 2010 Posts: 5,914 Location: central NJ User is: OffLine	Re: Living On My Own Now Quote: Originally Posted by The Griff Learning to cook is one of the best things I've ever done. I've saved soo much money by cooking my own meals, it's rediculous. Get a grill and start there this man! I love cooking... it is kinda relaxing, and it is nice to expand my horizons..
	[Reply w/Quote]

04-24-2012, 06:07 PM	#72
cpolaris502 Extended cab or no cab. Age: 24 Join Date: Jul 2005 Posts: 19,330 Location: Otsego, MN User is: OffLine	Re: Living On My Own Now Just to clarify again. That is not MY house in the picture. My brother owns it.
	[Reply w/Quote]

04-24-2012, 06:15 PM	#73
deeznutz It puts the lotion on Join Date: Feb 2011 Posts: 1,588 Location: OH User is: OffLine	Your brother is a bauss
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04-24-2012, 07:10 PM	#74
mesterz2889 resident crybaby Age: 26 Join Date: Apr 2008 Posts: 1,426 Location: nashville User is: OffLine	Re: Living On My Own Now more pics of your brothers car damnit!
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04-24-2012, 07:43 PM	#75
556mm Check your ground Join Date: Oct 2005 Posts: 30,593 Location: User is: OffLine	Re: Living On My Own Now He must have a badass riding lawnmower. Can you imagine cutting that shit with a push mower
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04-24-2012, 10:52 PM	#76
RedNoma . Age: 25 Join Date: Oct 2004 Posts: 11,125 Location: south central KY User is: OffLine	Re: Living On My Own Now Got married and moved out at 21. Filed for divorce and moved back temporarily at 23. Quote: Originally Posted by Debonair For those that bought their houses at 18-23, what % of the house did you put down? My Parents gave me a 1-1/3 acre lot off their farm. I was going to build, but my wife at the time was in a rush and I was dumb enough to let her talk me into getting a $73k double wide. We used the land as collateral.
	[Reply w/Quote]

04-24-2012, 11:28 PM	#77
cpolaris502 Extended cab or no cab. Age: 24 Join Date: Jul 2005 Posts: 19,330 Location: Otsego, MN User is: OffLine	Re: Living On My Own Now Lol, yeah a riding lawn mower. 1994 John Deere 425, same as my dad's. It rules. Camaro Turbo Build Thread: http://www.theturboforums.com/smf/th...-through-carb/ Camaro pictures
	[Reply w/Quote]

04-25-2012, 12:55 AM	#78
*Sonomanclature* Lifted Moderator Age: 25 Join Date: Jan 2007 Posts: 6,424 Location: Elizabeth Colorado User is: OffLine	Re: Living On My Own Now Board, I'll add. moved out at 19, stayed at a buddies for the winter kept his bills paid whilst he was in Jail that way he could come back to a house at least, then back to myrents in the spring @19. Moved out again @ 20, 800 miles to Lansing MI, stayed with my cousin and his at that time fiance, jobless for 6 months, she hated me and the feeling was mutual, moved form there @ 20 lived with an Ex for a year then moved back to Lansing @ 21. Then bounced around from Lansing MI to Lake Odessa MI to East Lansing MI between age 21-22 staying at friends & family houses since my roommates got me evicted one weekend. Moved to Colorado @ 22 living with my Fiance and her mother. So essentially I live with my parents....
	[Reply w/Quote]

04-27-2012, 11:01 PM	#79
midnightbluS10 .... Age: 31 Join Date: Sep 2002 Posts: 33 Location: Shreveport, LA User is: OffLine	Re: Living On My Own Now My pregnant gf and I just got our own place. Moving in this weekend. I can't wait. Not my first time moving out, though. I moved back home two years ago when my mom found out she had breast cancer. I took her to every chemo and radiation treatment, helped around house, with bills, etc...
	[Reply w/Quote]