Insurance increase

capspauld · 03-31-2009, 11:38 AM

My insurance is up for renewal and I noticed that it is $20 more a month than last year. I called and they said that all companies have increased rates and will show up when the policies are up for renewal. He said that it is due to the economy and all that and they need to make sure there is enough money in their reserves.

Has anyone else heard this or had this happen to them in the recent past??

I still cant really complain because I have full coverage and some extra stuff and still pay less than people I know with cheaper cars that are older than my truck, but it was still a bit of a surprise.

I am with PC Financial by the way.

Innis · 03-31-2009, 12:36 PM

I just got my renewal for this year for my car and my ttuck and both premiums went down again

AM0608 · 03-31-2009, 12:43 PM

mine went down last month

tt85_GM · 03-31-2009, 04:31 PM

mine went from $2500 to $1700 (fully covered) after changing companies. I can't complain. Im with Peel mutual Ins.

Blk N' Blu · 03-31-2009, 07:00 PM

they just dont like you.....

but seriously shop around, mine drops atleast 50$ every 6 months (i have 6 month renewal terms because i WAS a high risk (speeder).. im still paying out the azz but none the less, mine just keeps goin' down

~02DIME~ · 03-31-2009, 07:24 PM

don't complain, I'm sure mines worse. smile while you pay

Innis · 03-31-2009, 09:50 PM

Ya to be exact my car dropped like 600/yr and the truck like 400/yr this renewal

corpse · 04-01-2009, 09:12 AM

mine hasent gone up yet but when it renews in dec i bet it will, i just tried to budle my cottage house and truck insure and the truck insure part was TWICE as much as i pay now... the broker told me the same thing, btw im with belair for the truck now and the quote was from statefarm.

capspauld · 04-01-2009, 11:01 AM

Hmm so I guess its differs depending on the place and situation. After the increase, its now about $1200 a year full coverage on the truck with accident forgiveness and my winter beater on it too. I am 28, so maybe all of my stuff had already gone down as far as it was gonna and now it has just gone back up a bit. I will see how it is when I take my winter car off of the policy in a week or so. Thanks for all the replies guys!

SLStruckin · 04-01-2009, 02:05 PM

1200$ a year? don't be complaining lol.

I've heard its going up for a lot of people as well...

The sad thing is, these companies use your money to not only pay out claims, but to make more money. Thus yes, most if not all of the larger insurance companies very likely have significant exposure to markets south of the border, here and elsewhere around the world. Thats the "reserve" bs they are talking about. If the option is between stiffing the public, or stiffing the shareholders, as we've seen thousands of times before, the public always gets the stiff.

Gone are the days when an insurance company is just an insurance company.

Slowrider · 04-02-2009, 09:53 PM

dont beleive for a second that PC doesnt have a fat reserve, they're just looking to make more money
but still, you got it cheap at 1200

Blk N' Blu · 04-02-2009, 10:07 PM

Quote: Originally Posted by Slowrider

dont beleive for a second that PC doesnt have a fat reserve, they're just looking to make more money
but still, you got it cheap at 1200

x2!!!!!!
im payin approx $2800 a year!!!

~02DIME~ · 04-02-2009, 10:17 PM

380 a month, you do the math

Blk N' Blu · 04-02-2009, 10:23 PM

Quote: Originally Posted by ~02DIME~

380 a month, you do the math

sucks... been thier.. payed more lol.. for the first 3 months of having my 03... i payed 945 a month.......... and then for 6 months after that was around 650 with a 1500$ down payment.... and went a good solid year paying 400/month... yeah.. point is... speeding is NOT WORTH IT

Sleeper S10 · 04-02-2009, 10:29 PM

i pay around 89 - 93 a month full coverage on my 1998 tercel and 1999 s10 with pc insurance and am on a "forgive and forget plan" where I get a free-bee crash.

it's been two yrs now and evey year it went down.

before that i was with gm / motors ins and it went up every year.

~02DIME~ · 04-02-2009, 10:29 PM

lol, ya. My first car was a cavalier, I was 600/month. but yes speeding and sharing your plan with a dumbass resulting in cancellation = high insurance at 24. ****in gay

~02DIME~ · 04-02-2009, 10:31 PM

Quote: Originally Posted by Sleeper S10

i pay around 89 - 93 a month full coverage on my 1998 tercel and 1999 s10 with pc insurance and am on a "forgive and forget plan" where I get a free-bee crash.

it's been two yrs now and evey year it went down.

before that i was with gm / motors ins and it went up every year.

thats what i say

Blk N' Blu · 04-02-2009, 10:42 PM

Quote: Originally Posted by Sleeper S10

i pay around 89 - 93 a month full coverage on my 1998 tercel and 1999 s10 with pc insurance and am on a "forgive and forget plan" where I get a free-bee crash..

I wish I was old..........

Kiddin Jan!!!! Dont hurt me!!

Sleeper S10 · 04-02-2009, 10:51 PM

lol you got me dam it.

34 and ravishing lol

all this kfc and beers and only god knows why i got a body like this (j.k.)

actually being old and now married dropped my rates!

Innis · 04-02-2009, 11:06 PM

when i first got my truck it was 450/mth, which sucked, now i think my yr total is around maybe 1500 for my truck with full coverage, accident forgiveness and a 0$ deductible

not bad for a 23 yr old i think

corpse · 04-02-2009, 11:13 PM

my f150 only takes 1200 a year... i never insured the dime...

capspauld · 04-03-2009, 10:45 AM

Well I guess I will stop whining then seeing how much some of you guys pay hehe.

Blk N' Blu · 04-04-2009, 12:07 AM

Quote: Originally Posted by capspauld

Well I guess I will stop whining then seeing how much some of you guys pay hehe.

My only advise.. Dont be a fcuking retard like i was.. i use to drive around 20-30 over almost everywhere.. i never tryed impressing anyone just.. love going fast

tt85_GM · 04-04-2009, 02:39 PM

Quote: Originally Posted by Blk N' Blu

.. i never tryed impressing anyone just.. love going fast

oh man are aren't enough smiley's for that satement..

Blk N' Blu · 04-04-2009, 04:30 PM

Quote: Originally Posted by tt85_GM

oh man are aren't enough smiley's for that satement..

im lost.. but that does not take much

fulloutblaze · 04-04-2009, 06:06 PM

wow you guys are all old but the rents are letting me rock under there name until im done school so its okay and im with state farm.

FOR EVERYONE READ tell insurance about all the mods if npot you are looking for truble trust me i have been there and done it not too fun.

That is all come again

Draggintoy · 04-05-2009, 10:34 AM

my insurance company has pics of my truck laid out on the ground and pics of the suspension.When i finaly get the truck back on the road it'll be switched to The silver wheels plan.

fulloutblaze · 04-05-2009, 11:58 AM

good call James i looked in to that for me and they said you had to have G license for 10 years. And i think i was looking custom wheels as silver is old vehicles.

Draggintoy · 04-05-2009, 04:33 PM

yeah need lic for 10 years and must have another vehicle insured with another company. they have some restrictions ,There not really into covering anything you plan to use as a daily driver

fulloutblaze · 04-05-2009, 06:39 PM

yeah i don't daily mine actually i don't drive it. but im to young oh well when i get mature (old) like you I'll do it.

corpse · 04-06-2009, 07:19 AM

Quote: Originally Posted by fulloutblaze

good call James i looked in to that for me and they said you had to have G license for 10 years. And i think i was looking custom wheels as silver is old vehicles.

**** ill be 28 by the time that happens... oh well at least thats on schedule with when i think my truck will be finished!

SLStruckin · 04-06-2009, 03:27 PM

Quote: Originally Posted by corpse

**** ill be 28 by the time that happens... oh well at least thats on schedule with when i think my truck will be finished!

lol makes two of us, maybe by that time I'll have the LS9 with a 6L60 in it... maybe...

AfraidofHeights88 · 04-06-2009, 04:01 PM

Shit, I tried getting my truck insured through silver star. They told me that you need to have a drivers license for 10 years, need a clean record, vehicle must be 15 year or older, must be considered a collectible vehicle, need to have a daily insured under a different company, and the vehicle must have under 150k(which i don't think is true). I told them if my truck would be considered a collectible vehicle to them and they said to send pics. I sent them the pics u see in my avater and they said the truck is fine but because it has over 150k they will not accept it. I think thats bullsh*t because on there website, there's nothing that says anything about the vehicle have to be under 150k. My dad had his car insured under them for 8 years and they never asked for the odometer reading. I have a feeling they just said that because of my age. Anyways, I didn't argue with them because I don't have enough driving experiece. I just called to see if they would insure my truck. But I'm going to try again this year and see what they tell me.

Draggintoy · 04-06-2009, 06:22 PM

I sent silver wheels pics of my truck, they said they'd insure it, but then again i'm old, and have been driving for 16 years. and trucks 20years old. as for it being a collectable who knows

corpse · 04-08-2009, 07:59 AM

Quote: Originally Posted by Blk N' Blu

My only advise.. Dont be a fcuking retard like i was.. i use to drive around 20-30 over almost everywhere.. i never tryed impressing anyone just.. love going fast

im constantly doin 30-50 over everywhere... you just gotta get better @ spottin those piggies before they spot you!

02_blue_dime · 04-08-2009, 04:20 PM

Quote: Originally Posted by corpse

im constantly doin 30-50 over everywhere... you just gotta get better @ spottin those piggies before they spot you!

idiot

Blk N' Blu · 04-08-2009, 05:10 PM

Quote: Originally Posted by 02_blue_dime

idiot

Going to need to second that..

~02DIME~ · 04-08-2009, 05:40 PM

Quote: Originally Posted by 02_blue_dime

idiot

agreed

corpse · 04-08-2009, 11:22 PM

cant help it, riding all the time rubs off onto when im drivin!

SLStruckin · 04-09-2009, 01:51 PM

Oh seriously, ease off, there are a lot of 50 zones around for no apparent reason. Hell my office is located on a street that has a 40k limit, and most people go 60-70 on it.

The truth is most of you speed, whether you admit it or not, because frankly if you don't, pull over, stay in the right line, and get the heck out of the way.

The problem is this. Car A is doing the speed limit, Car B and C are speeding slightly over and coming up behind Car A. Car B realises Car A is a slow old grandmother, and gasses it to cut infront of car C, because he obviously doesnt want to slow down to get in behind.

However its toolate, and Car B cuts off Car C, performing his own pitbull manuver, next thing he's in the oppposite ditch, Car B is in the near ditch. Car A, the one doing the speed limit keeps on going, oblivious to what happened behind her.

By the law, Car B is completely at fault, but frankly Car A set up the scenario for this accident to happen. Had Car A been at same speed as Car B and C, B may not have cut off C.

I've seen this first hand, as I've been Truck D behind Car B and C.

I do cruise 10-20 over, no accidents, no tickets for speeding, only failure to show insurance (it was out dated by a week and the cop was an asshole)

SLStruckin · 04-09-2009, 01:57 PM

Further, there are a few states experimenting with higher speed limits, and no speed limits, instead of the standard 55mph national average (US). They're producing studies showing near identical rates of car deaths as states with speed limits. The upside is the state saves on court costs by not having to prosecute speeders.

Now im not saying autobahn for all... like some car manufacturers would like apparently...

But we're driving with speed limits from 40 years ago. Yet we're not driving cars from 40 years ago (weekend warrior muscle cars are an exception, but they don't account for the majority of accidents).

IMO 110 or 120 on provincial highways, 80's to 90's, 60's to 70's, 50 to 55 for non school, keep school zones @ 50. Subdivisions and housing areas should stay at 40 if not go down to 35, frankly I support lower in subdivisions, because the risk is not to other drivers or the driver- its to the kids playing hockey on the street or riding bikes around.

capspauld · 04-09-2009, 03:20 PM

Quote: Originally Posted by SLStruckin

IMO 110 or 120 on provincial highways, 80's to 90's, 60's to 70's, 50 to 55 for non school, keep school zones @ 50. Subdivisions and housing areas should stay at 40 if not go down to 35, frankly I support lower in subdivisions, because the risk is not to other drivers or the driver- its to the kids playing hockey on the street or riding bikes around.

School zones are 40 and should stay that way in my opinion.

corpse · 04-09-2009, 11:41 PM

well i dont speed in rez or school zones if thats what you grandmas are bitchin about, but i know where all the piggies hide in my area so i dont get booked... not only that but i have this skill of knowing what a car is from the headlight silouette at night.

but now these piggies are getin trickier with fake cabby signs on their cars.

i dont drive out of my abilities if thats what your all so worried about, really riding on the streets for so many yrs taught me alot about how stupid ppl really are and how you should always expect the unexpected... now i forgot what i was sayin...

Draggintoy · 04-10-2009, 12:05 AM

knowing what the car is from the headlight silouette wouldn't help you on trafalger rd, theres a certain unmarked car that would get ya cause you'd have no idea it was a cop car

Innis · 04-10-2009, 04:41 PM

Quote: Originally Posted by SLStruckin

By the law, Car B is completely at fault, but frankly Car A set up the scenario for this accident to happen. Had Car A been at same speed as Car B and C, B may not have cut off C.

Why should car A that is doing the speed limit aka driving legally be at fault for a crash between 2 morons that are speeding??

Maybe if car A was in the right lane, car C would cut in front of car B and end up with the same end result. The accident has no baring on what lane or what speed car A is going so I do not understand why the person who is driving legally is the problem?? If car B and C were doing the speed limit then there would be no issue at all.

Your right, I dont do the speed limit, but I also dont do 30-50 over, that is a little extreme in my eyes, I do around 5-10 over at most and normally it is to keep up with traffic on the way to work in a 60 zone in an industrial side of town. The reason for that is because I am aware that if I get a ticket my insurance goes up and I will be pissed at paying more. At the same time, if I ever got in an accident that happened cause I came up on a car doing the speed limit, I def wouldnt blame him, it would be my fault for speeding

Draggintoy · 04-10-2009, 07:09 PM

ya the guy doing the speed limit is not to blame.

Innis · 04-10-2009, 10:47 PM

Quote: Originally Posted by Draggintoy

ya the guy doing the speed limit is not to blame.

ok good, im not the only one that dosnt understand how someone would think that

Tyrell27 · 04-18-2009, 04:58 PM

sounds like you guys in ontario have it pretty bad lol,
tickets here dont make your insurance go up, just accidents lol
my first car insured was a 87 corolla gts rwd, and it cost me $102 a month,
i just bought an s10 and i havent gotten it insured yet so im waiting to see how painful that will be

03-31-2009, 11:38 AM	#1
capspauld Registered User Join Date: Mar 2007 Posts: 934 Location: Waterdown, Ontario User is: OffLine	Insurance increase My insurance is up for renewal and I noticed that it is $20 more a month than last year. I called and they said that all companies have increased rates and will show up when the policies are up for renewal. He said that it is due to the economy and all that and they need to make sure there is enough money in their reserves. Has anyone else heard this or had this happen to them in the recent past?? I still cant really complain because I have full coverage and some extra stuff and still pay less than people I know with cheaper cars that are older than my truck, but it was still a bit of a surprise. I am with PC Financial by the way.
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03-31-2009, 12:36 PM	#2
Innis Registered User Age: 24 Join Date: Mar 2006 Posts: 6,430 Location: London, Ontario User is: OffLine	Re: Insurance increase I just got my renewal for this year for my car and my ttuck and both premiums went down again
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03-31-2009, 12:43 PM	#3
AM0608 Registered User Age: 24 Join Date: Feb 2009 Posts: 72 Location: Niagara Falls User is: OffLine	Re: Insurance increase mine went down last month
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03-31-2009, 04:31 PM	#4
tt85_GM I AM CANADIAN Age: 24 Join Date: Feb 2006 Posts: 5,383 Location: Ont. Canada User is: OffLine	Re: Insurance increase mine went from $2500 to $1700 (fully covered) after changing companies. I can't complain. Im with Peel mutual Ins.
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03-31-2009, 07:00 PM	#5
Blk N' Blu Blu N' Primer... Age: 24 Join Date: Feb 2007 Posts: 1,610 Location: Woodstock, Ontairo, Canada User is: OffLine	Re: Insurance increase they just dont like you..... but seriously shop around, mine drops atleast 50$ every 6 months (i have 6 month renewal terms because i WAS a high risk (speeder).. im still paying out the azz but none the less, mine just keeps goin' down
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03-31-2009, 07:24 PM	#6
~02DIME~ Registered User Age: 25 Join Date: Jul 2008 Posts: 1,445 Location: Aurora, Ontario, Canada User is: OffLine	Re: Insurance increase don't complain, I'm sure mines worse. smile while you pay
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03-31-2009, 09:50 PM	#7
Innis Registered User Age: 24 Join Date: Mar 2006 Posts: 6,430 Location: London, Ontario User is: OffLine	Re: Insurance increase Ya to be exact my car dropped like 600/yr and the truck like 400/yr this renewal
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04-01-2009, 09:12 AM	#8
corpse I'm the asshole Age: 25 Join Date: Jan 2008 Posts: 164 Location: the coke User is: OffLine	Re: Insurance increase mine hasent gone up yet but when it renews in dec i bet it will, i just tried to budle my cottage house and truck insure and the truck insure part was TWICE as much as i pay now... the broker told me the same thing, btw im with belair for the truck now and the quote was from statefarm.
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04-01-2009, 11:01 AM	#9
capspauld Registered User Join Date: Mar 2007 Posts: 934 Location: Waterdown, Ontario User is: OffLine	Re: Insurance increase Hmm so I guess its differs depending on the place and situation. After the increase, its now about $1200 a year full coverage on the truck with accident forgiveness and my winter beater on it too. I am 28, so maybe all of my stuff had already gone down as far as it was gonna and now it has just gone back up a bit. I will see how it is when I take my winter car off of the policy in a week or so. Thanks for all the replies guys!
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04-01-2009, 02:05 PM	#10
SLStruckin Registered User Join Date: Feb 2008 Posts: 361 Location: User is: OffLine	Re: Insurance increase 1200$ a year? don't be complaining lol. I've heard its going up for a lot of people as well... The sad thing is, these companies use your money to not only pay out claims, but to make more money. Thus yes, most if not all of the larger insurance companies very likely have significant exposure to markets south of the border, here and elsewhere around the world. Thats the "reserve" bs they are talking about. If the option is between stiffing the public, or stiffing the shareholders, as we've seen thousands of times before, the public always gets the stiff. Gone are the days when an insurance company is just an insurance company.
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04-02-2009, 09:53 PM	#11
Slowrider Registered User Join Date: Oct 2005 Posts: 305 Location: Ontario User is: OffLine	Re: Insurance increase dont beleive for a second that PC doesnt have a fat reserve, they're just looking to make more money but still, you got it cheap at 1200
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04-02-2009, 10:07 PM	#12
Blk N' Blu Blu N' Primer... Age: 24 Join Date: Feb 2007 Posts: 1,610 Location: Woodstock, Ontairo, Canada User is: OffLine	Re: Insurance increase Quote: Originally Posted by Slowrider dont beleive for a second that PC doesnt have a fat reserve, they're just looking to make more money but still, you got it cheap at 1200 x2!!!!!! im payin approx $2800 a year!!!
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04-02-2009, 10:17 PM	#13
~02DIME~ Registered User Age: 25 Join Date: Jul 2008 Posts: 1,445 Location: Aurora, Ontario, Canada User is: OffLine	Re: Insurance increase 380 a month, you do the math
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04-02-2009, 10:23 PM	#14
Blk N' Blu Blu N' Primer... Age: 24 Join Date: Feb 2007 Posts: 1,610 Location: Woodstock, Ontairo, Canada User is: OffLine	Re: Insurance increase Quote: Originally Posted by ~02DIME~ 380 a month, you do the math sucks... been thier.. payed more lol.. for the first 3 months of having my 03... i payed 945 a month.......... and then for 6 months after that was around 650 with a 1500$ down payment.... and went a good solid year paying 400/month... yeah.. point is... speeding is NOT WORTH IT
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04-02-2009, 10:29 PM	#15
Sleeper S10 Registered User Age: 35 Join Date: Oct 2002 Posts: 1,115 Location: Toronto, Canada User is: Online	Re: Insurance increase i pay around 89 - 93 a month full coverage on my 1998 tercel and 1999 s10 with pc insurance and am on a "forgive and forget plan" where I get a free-bee crash. it's been two yrs now and evey year it went down. before that i was with gm / motors ins and it went up every year.
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04-02-2009, 10:29 PM	#16
~02DIME~ Registered User Age: 25 Join Date: Jul 2008 Posts: 1,445 Location: Aurora, Ontario, Canada User is: OffLine	Re: Insurance increase lol, ya. My first car was a cavalier, I was 600/month. but yes speeding and sharing your plan with a dumbass resulting in cancellation = high insurance at 24. ****in gay
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04-02-2009, 10:31 PM	#17
~02DIME~ Registered User Age: 25 Join Date: Jul 2008 Posts: 1,445 Location: Aurora, Ontario, Canada User is: OffLine	Re: Insurance increase Quote: Originally Posted by Sleeper S10 i pay around 89 - 93 a month full coverage on my 1998 tercel and 1999 s10 with pc insurance and am on a "forgive and forget plan" where I get a free-bee crash. it's been two yrs now and evey year it went down. before that i was with gm / motors ins and it went up every year. thats what i say
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04-02-2009, 10:42 PM	#18
Blk N' Blu Blu N' Primer... Age: 24 Join Date: Feb 2007 Posts: 1,610 Location: Woodstock, Ontairo, Canada User is: OffLine	Re: Insurance increase Quote: Originally Posted by Sleeper S10 i pay around 89 - 93 a month full coverage on my 1998 tercel and 1999 s10 with pc insurance and am on a "forgive and forget plan" where I get a free-bee crash.. I wish I was old.......... Kiddin Jan!!!! Dont hurt me!!
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04-02-2009, 10:51 PM	#19
Sleeper S10 Registered User Age: 35 Join Date: Oct 2002 Posts: 1,115 Location: Toronto, Canada User is: Online	Re: Insurance increase lol you got me dam it. 34 and ravishing lol all this kfc and beers and only god knows why i got a body like this (j.k.) actually being old and now married dropped my rates!
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04-02-2009, 11:06 PM	#20
Innis Registered User Age: 24 Join Date: Mar 2006 Posts: 6,430 Location: London, Ontario User is: OffLine	Re: Insurance increase when i first got my truck it was 450/mth, which sucked, now i think my yr total is around maybe 1500 for my truck with full coverage, accident forgiveness and a 0$ deductible not bad for a 23 yr old i think
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04-02-2009, 11:13 PM	#21
corpse I'm the asshole Age: 25 Join Date: Jan 2008 Posts: 164 Location: the coke User is: OffLine	Re: Insurance increase my f150 only takes 1200 a year... i never insured the dime...
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04-03-2009, 10:45 AM	#22
capspauld Registered User Join Date: Mar 2007 Posts: 934 Location: Waterdown, Ontario User is: OffLine	Re: Insurance increase Well I guess I will stop whining then seeing how much some of you guys pay hehe.
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04-04-2009, 12:07 AM	#23
Blk N' Blu Blu N' Primer... Age: 24 Join Date: Feb 2007 Posts: 1,610 Location: Woodstock, Ontairo, Canada User is: OffLine	Re: Insurance increase Quote: Originally Posted by capspauld Well I guess I will stop whining then seeing how much some of you guys pay hehe. My only advise.. Dont be a fcuking retard like i was.. i use to drive around 20-30 over almost everywhere.. i never tryed impressing anyone just.. love going fast
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04-04-2009, 02:39 PM	#24
tt85_GM I AM CANADIAN Age: 24 Join Date: Feb 2006 Posts: 5,383 Location: Ont. Canada User is: OffLine	Re: Insurance increase Quote: Originally Posted by Blk N' Blu .. i never tryed impressing anyone just.. love going fast oh man are aren't enough smiley's for that satement..
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04-04-2009, 04:30 PM	#25
Blk N' Blu Blu N' Primer... Age: 24 Join Date: Feb 2007 Posts: 1,610 Location: Woodstock, Ontairo, Canada User is: OffLine	Re: Insurance increase Quote: Originally Posted by tt85_GM oh man are aren't enough smiley's for that satement.. im lost.. but that does not take much
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04-04-2009, 06:06 PM	#26
fulloutblaze Small Dicked Member! Join Date: May 2006 Posts: 324 Location: User is: OffLine	Re: Insurance increase wow you guys are all old but the rents are letting me rock under there name until im done school so its okay and im with state farm. FOR EVERYONE READ tell insurance about all the mods if npot you are looking for truble trust me i have been there and done it not too fun. That is all come again
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04-05-2009, 10:34 AM	#27
Draggintoy Stop reading this Age: 36 Join Date: Jan 2003 Posts: 554 Location: Mississauga,Ontario User is: OffLine	Re: Insurance increase my insurance company has pics of my truck laid out on the ground and pics of the suspension.When i finaly get the truck back on the road it'll be switched to The silver wheels plan.
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04-05-2009, 11:58 AM	#28
fulloutblaze Small Dicked Member! Join Date: May 2006 Posts: 324 Location: User is: OffLine	Re: Insurance increase good call James i looked in to that for me and they said you had to have G license for 10 years. And i think i was looking custom wheels as silver is old vehicles.
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04-05-2009, 04:33 PM	#29
Draggintoy Stop reading this Age: 36 Join Date: Jan 2003 Posts: 554 Location: Mississauga,Ontario User is: OffLine	Re: Insurance increase yeah need lic for 10 years and must have another vehicle insured with another company. they have some restrictions ,There not really into covering anything you plan to use as a daily driver
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04-05-2009, 06:39 PM	#30
fulloutblaze Small Dicked Member! Join Date: May 2006 Posts: 324 Location: User is: OffLine	Re: Insurance increase yeah i don't daily mine actually i don't drive it. but im to young oh well when i get mature (old) like you I'll do it.
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04-06-2009, 07:19 AM	#31
corpse I'm the asshole Age: 25 Join Date: Jan 2008 Posts: 164 Location: the coke User is: OffLine	Re: Insurance increase Quote: Originally Posted by fulloutblaze good call James i looked in to that for me and they said you had to have G license for 10 years. And i think i was looking custom wheels as silver is old vehicles. **** ill be 28 by the time that happens... oh well at least thats on schedule with when i think my truck will be finished!
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04-06-2009, 03:27 PM	#32
SLStruckin Registered User Join Date: Feb 2008 Posts: 361 Location: User is: OffLine	Re: Insurance increase Quote: Originally Posted by corpse **** ill be 28 by the time that happens... oh well at least thats on schedule with when i think my truck will be finished! lol makes two of us, maybe by that time I'll have the LS9 with a 6L60 in it... maybe...
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04-06-2009, 04:01 PM	#33
AfraidofHeights88 Registered User Age: 27 Join Date: Dec 2007 Posts: 291 Location: Toronto User is: OffLine	Re: Insurance increase Shit, I tried getting my truck insured through silver star. They told me that you need to have a drivers license for 10 years, need a clean record, vehicle must be 15 year or older, must be considered a collectible vehicle, need to have a daily insured under a different company, and the vehicle must have under 150k(which i don't think is true). I told them if my truck would be considered a collectible vehicle to them and they said to send pics. I sent them the pics u see in my avater and they said the truck is fine but because it has over 150k they will not accept it. I think thats bullsh*t because on there website, there's nothing that says anything about the vehicle have to be under 150k. My dad had his car insured under them for 8 years and they never asked for the odometer reading. I have a feeling they just said that because of my age. Anyways, I didn't argue with them because I don't have enough driving experiece. I just called to see if they would insure my truck. But I'm going to try again this year and see what they tell me.
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04-06-2009, 06:22 PM	#34
Draggintoy Stop reading this Age: 36 Join Date: Jan 2003 Posts: 554 Location: Mississauga,Ontario User is: OffLine	Re: Insurance increase I sent silver wheels pics of my truck, they said they'd insure it, but then again i'm old, and have been driving for 16 years. and trucks 20years old. as for it being a collectable who knows
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04-08-2009, 07:59 AM	#35
corpse I'm the asshole Age: 25 Join Date: Jan 2008 Posts: 164 Location: the coke User is: OffLine	Re: Insurance increase Quote: Originally Posted by Blk N' Blu My only advise.. Dont be a fcuking retard like i was.. i use to drive around 20-30 over almost everywhere.. i never tryed impressing anyone just.. love going fast im constantly doin 30-50 over everywhere... you just gotta get better @ spottin those piggies before they spot you!
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